Who we are?

United General Insurance Company is one of Malawi’s leading short term/general insurance companies and has been operating in Malawi for over 40yrs.The original name of the company was Pearl Assurance Company Limited. In 1995 the name changed to Property and General Insurance Company Limited following the sale of the business to Zimbabwe Reinsurance Corporation (ZimRe) .United General Insurance Company is a result of merging Fide Insurance Company Limited and Property and General Insurance Company Limited as from 1st July 1998.In terms of shareholding, NicozDiamond Insurance (NDI) holds 46% shares, National Bank of Malawi (NBM) holds 31% shares while ZIMRE Holdings Limited (ZHL) holds the remaining 23% shares.

NicozDiamond is one of the most recognised brands in Zimbabwe with six branches in Zimbabwe and regional operations in Uganda, Zambia, Mozambique and Malawi with insurance as their core business. ZHL is an investment and coordinative company holding a number of synergistically linked subsidiary companies operating in Zimbabwe and within Africa namely Zambia, Malawi, Uganda, Kenya, South Africa, and Mozambique with insurance as the group’s core business. National Bank of Malawi is a financial services company based in Malawi and is listed on the stock exchange. UGI is both a member of the Insurance Association of Malawi and the African Insurance Organization.

UGI’s head office is located in Blantyre and has branch offices in Blantyre, Lilongwe and Mzuzu.


To be a highly visible and preferred provider of innovative risk solution to our chosen market.


To provide superior and innovative insurance solutions to our clients which maximize returns to all stakeholders.

Our Values

Professionalism – To be a trustworthy, competent, respectful, considerate and acting with integrity.
Accountability – Have authority, responsibility, ownership, and meet stakeholder’s expectations and transparency.
Teamwork – Have shared purpose to achieve common goals.
Innovation – Doing something differently, adding value and being cost effective, continuous improvement and new ideas.
Excellence -Being the best, have the art of mastering and should have superior quality.

Our Partners