Motor Insurance

This is regulated in accordance with the Road Traffic Act of Malawi, which makes it compulsory for all users of motor vehicles to have minimum cover to indemnify them, at least, whenever they cause damage to property belonging to third parties, or bodily injury to third parties, arising out of the use of the said…

Electronic Equipment

Provides cover for sudden and unforeseen physical loss or damage to equipment specified in the schedule whilst at work or at rest or whilst being dismantled and/or reassembled, from any cause not specifically excepted (i.e. cover is on “all risks” basis). Items covered under this policy can be computers and accessories, CCTV cameras, printers, scanners,…

Personal All Risks

As the name sounds, this covers property against all types of loss or damage from any misfortune not otherwise expressly excluded. This is unlike Fire and Special Perils cover which is on named peril basis (or specified peril basis). The difference between this cover and Houseowners / Householders is that cover in respect of the…

Home Insurance

This provides indemnity against the same perils as in Fire & Special Perils, plus theft cover:- The main difference between these two covers and Fire and Special Perils is that Houseowners/Householders insurance is for private dwelling houses whereas Fire and Special Perils is for commercial buildings and contents therein. Houseowners/Householders insurance can be purchased as…

Motor Insurance

Motor vehicle insurance, also called auto insurance , a contract by which the insurer assumes the risk of any loss the owner or operator of a car may incur through damage to property or persons as the result of an accident. Cover Description UGI offers the following type covers: Third Party Third Party Fire &…